About

“If you want to run fast, run alone. If you want to run far, run together.” ― African Proverb

OUR HISTORY
THE FOUNDING OF FOREMOST

Foremost provides first and second mortgage loans, up to $20 million, for construction projects in Ontario. Since its founding in 1987, Foremost has remained focused on construction financing  for residential infill, industrial and commercial projects, as well as providing term loans for commercial and industrial income-producing properties. With this experience, Foremost knows construction projects and commercial ventures need flexibility from their lender, as that is what allows these endeavors to succeed. You can depend on Foremost to treat you with respect, exceed your expectations, and follow through on its promises. 

Foremost has been managing pooled mortgage funds for investors since 1991. We provide qualified investors the opportunity to invest in high-quality alternative mortgages through our well-established mortgage funds, Foremost Mortgage Trust, which holds primarily first mortgages, and Foremost High Yield Mortgage Fund, which holds primarily second mortgages. Foremost is regulated by the Ontario Securities Commission (OSC) as an Exempt Market Dealer. It is also licensed with the Financial Services Regulatory Authority of Ontario (FSRA) as a mortgage Brokerage and Administrator.

Through Foremost.RE, an open-ended equity fund that invests opportunistically across real estate asset classes and geographies, Foremost provides investors with real estate ownership access. Foremost.RE’s primary focus is acquiring income-producing properties in good locations, with strong value-add potential, and future redevelopment upside.

WE VALUE
THE FOUNDATIONS OF FOREMOST

EXCEEDING EXPECTATIONS

We always ask what our stakeholders expect and then strive to exceed those expectations.

THE GOLDEN RULE

We conduct ourselves with integrity and we treat others as we would wish to be treated.

CONTINUOUS IMPROVEMENT

We are continuously improving ourselves, our processes, and interactions with our stakeholders.

PROFESSIONALISM & EXCELLENCE

We are committed to the highest levels of professionalism, quality, and excellence. We do what we say we will do when we say we will do it.

SIMPLICITY & CONSERVATISM

We keep things simple. Our communications are transparent and in plain language.

STRATEGIC THINKING

We plan for success and play to win with discipline and laser-like focus.

OUR PEOPLE
FOREMOST IN EXPERTISE

  • Ivan Stone

    President, Trustee of the Foremost Mortgage Trust, Principal Mortgage Broker
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  • Evan Cooperman

    CEO, Trustee of the Foremost Mortgage Trust, Mortgage Agent
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  • Paul Rayment

    Executive Vice President, Trustee of the Foremost Mortgage Trust, Mortgage Broker
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  • Pauline Cygelfarb

    Vice President, Mortgage Administration, Trustee of the Foremost Mortgage Trust, Mortgage Broker
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  • Nina Hertzog

    Chief Financial Officer
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  • Ricky Dogon

    Chief Compliance Officer, Executive Vice President - Investments, Mortgage Agent
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  • Andrew Stern

    Vice President, Underwriting
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  • Neal Landis

    Managing Director, Real Estate Investments
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  • Victor Brewda

    Oakville Branch Manager
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  • Matthew Gonsalves

    Associate Vice President & Broker – Mortgage Lending
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  • Max Miller

    Associate Vice President – Mortgage Lending
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  • Matthew Belcastro

    Mortgage Analyst
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  • Izak Poyastro

    Mortgage Analyst, Mortgage Agent
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  • Jenny Comia

    Controller
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  • Alice Lee

    Senior Associate - Finance & Operations
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  • Floredith Lamigo

    Mortgage Administrator
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  • Jeje Policarpio

    Office / Mortgage Administrator
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  • Mikayla Zhao

    Associate, Investor Relations
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  • Helaine Maisels

    Office Manager
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  • Dian Capistrano

    Office Administrator
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Questions
  • Still Have Questions?

    If you are looking to borrow, we will be happy to assist and answer your questions. Review our Borrower page or contact us directly.

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